As August ends and September 2025 begins, several new rules and financial changes are set to take effect across India. These changes will directly impact household budgets, savings, and daily expenses. From SBI credit card charges, LPG prices, FD interest rates, ATM rules, to Aadhaar updates and ITR deadlines — every common man needs to stay informed.
Table of Contents
Let’s take a closer look at the 6 major rule changes effective from 1st September 2025:
1. Hallmarking of Silver to Become Mandatory
Starting September, the government will make hallmarking of silver mandatory, similar to gold.
- Buyers will not be forced to purchase only hallmarked silver, but the new rule may influence silver prices.
- This will particularly affect investors and households that prefer silver as an alternative to gold.
2. SBI Credit Card Rule Change
From September 1, SBI Card is revising its terms for credit card holders:
- No reward points on certain transactions such as digital gaming platforms, government-related payments, and specific merchant categories.
- If auto-debit of credit card bill fails, SBI may impose a 2% penalty.
➡️ This means SBI cardholders should review their transactions carefully to avoid losing benefits and paying extra charges.
3. Big Change in LPG Cylinder Prices
Like every month, oil companies will announce new LPG prices on September 1.
- If prices rise, household budgets will face more pressure.
- If prices drop, it will bring welcome relief for consumers.
- CNG and PNG price revisions are also expected in September.
📌 Last month, LPG rates remained stable, but changes are highly likely this time.
4. Possible Cut in FD Interest Rates
Many banks are reviewing fixed deposit (FD) interest rates, and reductions may be announced in September.
- Currently, most banks offer 6.5% to 7.5% interest.
- Investors planning fresh deposits may want to lock in current rates before they drop further.
5. New Rules for ATM Usage
From September, several banks will enforce stricter ATM withdrawal rules:
- Customers exceeding their free monthly withdrawal limit will face higher transaction charges.
- Experts advise limiting unnecessary ATM withdrawals to avoid added expenses.
This change directly impacts the daily cash habits of common people.
6. Important Financial Deadlines in September 2025
Apart from banking and pricing changes, some important deadlines are also approaching:
- ITR Filing Deadline: Last date to file income tax returns is September 15, 2025.
- NPS Deadline: Central government employees under NPS have until September 30 to opt for the Unified Pension Scheme (UPS).
- Aadhaar Update: Free Aadhaar document update facility ends on September 14, 2025. (UIDAI had extended this for 3 months earlier.)
Final Thoughts
These 6 rule changes from September 1, 2025 will significantly affect the pocket of the common man. From daily essentials like LPG to savings on FDs, ATM usage costs, and banking charges, every household needs to plan accordingly.
